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Working Location – Bihar & Jharkhand.
Hardware Required –  Laptop, Colour Printer, Mantra MFS100 Biometric Device & Lamination Machine.
The primary aim of PMJAY scheme is to provide health coverage to approximately 50 crore citizens of India. Moreover, it offers beneficiaries with an average coverage amount of Rs. 5 Lakh. This covers a majority of diagnostics, medicines, pre-hospitalization costs, and medical treatment expenses. In addition to this, the cashless, as well as paperless services, work in the favour of the nominees at any given point of time in their lives.

The Benefits of PMJAY Scheme

It handles all the uncovered hospital expenses with ease.
It provides a cashless facility to its beneficiaries.
It covers the transport allowances of the beneficiary during the pre-hospitalization and post-hospitalization period.
It covers the day-care expenses within the insurance package.
It also covers the pre-existing ailments of the beneficiary, which are included under the PMJAY plan.
It makes provisions for the follow-up treatments to ensure the complete recovery of the patient.

Eligibility Criteria for Rural and Urban People under PMJAY Scheme

Like we know, over 10 crore families across the country will be provided basic health care under the PMJAY scheme. This facility is mainly for the poor and the families with lower middle income. The health coverage provided is of INR 5 lakh per family.

Among the 10 crore families, almost 8 crore families belong to the rural areas while the remaining are from the urban areas. If we break the statistics even further, the scheme will be beneficial to over 50 crore individuals.

Now, just like any other health plan, PMJAY scheme too has certain pre-conditions. Depending on these pre-conditions, it picks who can avail the health coverage benefits. When it comes to rural areas, the eligibility criteria mainly depends on the individuals’ living conditions, income, and other deprivations. Whereas for the urban areas, it is based on each individual’s occupation.

PMJAY Rural
According to the 71st round of the National Sample Survey Organization, over 85.9% of people in rural areas do not have access to basic healthcare plans. Moreover, 24% of the rural population seeks healthcare facilities by borrowing money.

This is where PMJAY scheme comes in handy. It helps these people avoid getting into a debt trap and avail health facilities. This scheme is economically beneficial to underprivileged households. Also, the families enrolled under the Rashtriya Swasthya Bima Yojana (RSBY) will be covered under the PMJAY scheme.

In the rural areas, the PMJAY health facility is available to :
People belonging to scheduled caste and scheduled tribe families
Households with no male member between the age of 16 years and 59 years
Beggars and those surviving on alms
Families with no individual between the age of 16 years and 59 years
Households with at least one physically challenged member and no healthy adult individual
Landless families who make a living by working as casual manual labourers
Primitive tribal communities
Legally released bonded labourers
People living in one-room makeshift houses with no proper walls or roof
Manual scavenger families

PMJAY Urban
In the urban areas, PMJAY scheme can be availed mainly by –
Washerman/ Chowkidars
Rag Pickers
Mechanics, electricians, and repair workers
Domestic help
Sanitation workers, gardeners, and sweepers
Home-based artisans and handicraft workers
Tailors
Cobblers, hawkers, and people providing services by working on streets or pavements
Plumbers, masons, construction workers, porters, welders, painters, and security guards
Transport workers such as drivers, conductors, helpers, cart, or rickshaw pullers
Assistants, peons of a small organization, delivery men, shopkeepers and waiters

People Who are Not Entitled for Health Coverage under PMJAY Scheme

People who are not eligible for availing PMJAY health services include the ones –
Owning a two, three, or four-wheeler or a motorized fishing boat
Have a mechanized farming equipment
Have a Kisan card with a credit limit of INR 50,000
Employed by the government
Working in government-managed non-agricultural enterprises
Earning a monthly income above INR 10,000
Owning refrigerators and landlines
With decently build houses
Owning 5 acres or more of agricultural land

Register with us for the work of PMJAY Card printing.
Operator Documents Required – PAN and UID , Email Id, Mobile No
Security Deposit of Wallet – Rs 3000/- for 100 PMJAY CARD.
Operator ID – FREE when register through our any Registered Business Associates.
Reach us – Contact@rmsolutions.business or Call us on 7979755972.